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WHERE CAN i GET A DISCHARGE AUTHORITY FOR QUDOS BANK?
MSA and Gadens both have pages with links to discharge authorities.
Here is MSA: http://www.msanational.com.au/discharge-forms.htm
Here is Gadens: https://da.gadens.com/DischargeAuthorities
Qudos used to be called Qantas Credit Union, so you should be able to use that discharge authority.