the mortgage on title has signed the paper discharge of mortgage, how can the incoming mortgagee be convinced that this was done so that it will transfer the funds to the mortgagee on title to pay off the old loan as the settlement is via PEXA, whether uploading this paper document into PEXA is sufficient ? or we need to send the paper to the incoming mortgagee? thank you for your time !
you don't mention if your are acting for a solicitor, bank, or the customer.
In short, the Mortgagee on Title will need to be invited into the PEXA transaction as the Mortgagee on Title.
If the Paper Discharge of Mortgage is held, you can upload it so the Mortgagee on Title can see that there has been intent to discharge previously, however the MOT will still need to through their own validation process to reach settlement end.