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PEXA now supports the lodgement of a mortgage over an Interest or a Part of Land in Victoria.
Mortgage of an Interest refers to a mortgage over an interest that is registered on title. This release allows interest types of Lease and Sub Lease to be mortgaged.
Note: The Mortgage of an Interest will be activated from 5 March 2018 to align with the release schedule of Land Use Victoria.
Both interest holders for the selected lease are listed as mortgagors.
Note: The Interest in Land allows for either a Lease or Sub-Lease to be mortgaged.
In instances where a title has multiple lots, and you want to mortgage only some of the lots, then you would register for a Mortgage as to Part of Land.