What can I do in PEXA? | Help Centre

Digital services providing improved process efficiency and enhanced user experience are becoming the norm in modern society.

Completing conveyancing transactions and lodgements online through PEXA will help you streamline your business, drive greater client satisfaction and reduce the margin for error that could delay settlement.

On this page, you’ll learn which Land Registry documents are currently available to be completed electronically through PEXA in each state. The majority of property transactions that you are likely to perform in your conveyancing practice are already available. These include:

• Transfers
• Mortgages and discharge of mortgages
• Caveats and withdrawal of caveats
• Encumbrances and discharge of encumbrances 
• Priority Notices
• Transmissions
• Transmission Direct to Beneficiary
• Survivorships
• Leases
• Financial settlement.

The below table outlines what is already available across Victoria, New South Wales, Queensland, Western Australia and South Australia. 

“Exclusions to electronic lodgement may apply. Please contact your Land Registry and State Revenue Office to confirm eligibility”.

* These documents are auto-generated by the creation of another PEXA document. Please see the help article for the document type for more details.

- Transfers

On this page, you’ll learn which States allow Transfers to be completed electronically through PEXA.

Learn How to do a transfer in PEXA for your State

• A transfer does not include Transmission or Survivorship applications (except for Victoria), mortgagees exercising power of sale, transfer of mortgage, or transfer for sale of rates etc
• Supporting documents include Notice of Acquisition, Notice of Sale, Form 24A, Form 24B and Form 25.
• Transfer must include all of the land described in a title.
• All registered proprietors must be named as transferors.
• All titles included in the transfer must have the same transferors.
• Name of transferor must be the same or justified to be the same as the registered proprietor.
• Transfer must have one consideration type. 
  • Consideration type refers to the type of consideration to be expressed in the transfer. Example 'Consideration Types' include: monetary, gift, change in manner of holding. 
• The jurisdictional 'Online Duties' system (or equivalent) must be used to assess the stamp duty to be paid on the transfer. The Revenue Office transaction criteria can be found here:
  • VIC 
  • NSW 
  • QLD 
  • WA 
  • SA 

Victoria

• Transfer must not be a T2 transfer.
  Note: A PEXA transfer allows for a Covenant that has been registered with Land Victoria as an MCP to be referenced in the Transfer document).
• Transfer must not be a T3 transfer.
• Transfer must not include a Transferor who is also stated as a Transferee where stamp duty is applicable (i.e. monetary transfers where an existing proprietor on title is remaining on title are currently out of scope).

Queensland

• Transfer must have a Consideration Type of Monetary Consideration and must be for Residential Land (or land on which a residence is to be constructed) where the purchase was initiated by a Contract of Sale.

Western Australia

• Transfer must have a consideration type that is one of the following: ‘Monetary’, ‘Desire to make a gift’ or ‘Natural Love and Affection’.
• Transfer must be pursuant to a contract of sale or a written agreement. 

South Australia

• A RevNet user must create an eConveyancing Batch in RevNet. This type of batch can only have individual conveyance of land documents or related Section 67 documents.
• Transfers may be monetary, non-monetary or related parties

- Caveats

On this page, you’ll learn which States allow you to complete Caveats electronically through PEXA. 

Learn How to create a Caveat 

• Caveat must affect all of the land in a title.
• All caveators named in the caveat must be represented by the same Subscriber.

Western Australia

• All registered proprietors must be affected by the caveat.

• A withdrawal of caveat must not include a removal of caveat by a party that is not a caveator.
• Withdrawal of caveat must withdraw the caveat from all of the land in a title.
• All caveators named in the withdrawal of caveat must be represented by the same Subscriber.
• Name of caveator represented must be the same or justified to be the same as the caveator on title.

- Mortgage

On this page, you’ll learn which States allow you to complete Mortgages electronically through PEXA.

• Mortgage must be over all of the land in a title.
• All registered proprietors must be mortgagors.
• All titles included in the mortgage must have the same registered proprietors.
• All mortgagees named in the mortgage must be represented by the same Subscriber.

Victoria:

• Name of mortgagor must be the same or justified to be the same as the registered proprietor.

• Discharge of mortgage must discharge the whole mortgage from all of the land in a title.
• Discharge of mortgage must discharge all of the mortgagees in the mortgage.
• All mortgagees named in the discharge of mortgage must be represented by the same Subscriber.
• Name of mortgagee represented must be the same or justified to be the same as the mortgagee on title. 

Consent and Nomination

On this page, you’ll learn which States allow Consents and Nominations to be lodged electronically through PEXA.

VIC

• Nomination type must be one of ‘Convert pCT to eCT and nominate to a PEXA lodgement case’, ‘Nominate an eCT to a lodgement case’ or ‘Nominate an eCT to a paper instrument’.

Consent and Nomination

On this page, you’ll learn which States allow Consents and Nominations to be lodged electronically through PEXA.

VIC

• Nomination type must be one of ‘Convert pCT to eCT and nominate to a PEXA lodgement case’, ‘Nominate an eCT to a lodgement case’ or ‘Nominate an eCT to a paper instrument’.

- Financial Settlement

On this page, you’ll learn which States you can complete Financial Settlements electronically through PEXA. 

• Disbursement of funds can be made to any Australian bank account as part of a refinance or transfer.
• Source funding can be provided from a practitioner's trust account, if the trust account is held at a financial institution that can accept payment instructions from PEXA and has been registered in the Subscriber Profile of the practitioner.
• Source funding for purchasers can also be provided from the PEXA Source Account.
• Linked simultaneous settlements are available where up to 12 Workspaces can be linked
• Linked simultaneous lodgements are available where up to 12 Workspaces can be linked

PEXA Key Terms

This page explains some of the key terms you’ll need to know when completing electronic transactions in PEXA.

A

Active Jurisdiction

The active jurisdiction is defined as the jurisdiction(s) available to complete property transactions online, as set out in the Service Charter. These transactions are completed on the Electronic Lodgement Network (ELN), currently operated by PEXA. The active jurisdiction for an electronic transaction is determined by the geographical location of the land identified in the Certificate of Title.

 PEXA, is currently live in five active jurisdictions: Victoria, New South Wales, Queensland, South Australia and Western Australia.

Refer to the Participation Agreement for further information.

Authorisation/Authorised

This is defined as the provision of approval to complete an activity within PEXA, for example providing authorisation for the movement of funds to enable financial settlement.

 In order to provide authorisation, PEXA users must have a Digital Certificate, and are required to digitally sign using their Digital Certificate.

Refer to the Participation Agreement for further information.

Authorised Signatory

An authorised signatory, is a person(s) who has been nominated by their organisation to digitally sign actions in PEXA, on behalf of their organisation.

For example, a trust account authorised signatory can confirm movement of funds from the organisations’ Trust Account in order to affect financial settlement.

Australian Registrars' National Electronic Conveyancing Council (ARNECC)

The body established to facilitate the implementation and ongoing management of the regulatory framework for National e-Conveyancing.

 ARNECC developed and maintain the Model Participation Rules (MPR) and the Model Operating Rules (MOR), which outline the governance and compliance regulations that apply to operators and users of the Electronic Lodgement Network (ELN).

C

Caveator on Title

Caveator on Title is a role in PEXA which refers to the represented party who currently has a Caveat registered on the Certificate of Title.

Client Authorisation

Client Authorisation is defined as consent provided by the client for a PEXA Member to transact on their behalf in PEXA (as outlined in the Model Participation Rules). In order for a PEXA Member to complete conveyancing matters electronically on behalf of a buyer or seller client, authorisation must be provided. Client Authorisation is not required for Caveats, Priority/Settlement Notices, Extensions of Priority Notices or Withdrawals of Priority/Settlement Notices.
Client Authorisation is obtained using the Client Authorisation Form.

Refer to the Electronic Conveyancing National Law for further information.

Control of the Right to Deal (CoRD) (NSW Only)

In New South Wales, Control of the Right to Deal (CoRD) refers to the right of a party to control the registration of most Land Registry instruments that could affect ownership of the estate or other registered interests in the estate.

CoRD can be held by the following parties:

• If there is a registered mortgage, CoRD could be held by the party who holds the mortgage
• If there a charge against the title, CoRD could be held by the party who holds the charge
• If there is no registered mortgage, CoRD is held by the party listed on the title (registered proprietor)

Consent (NSW Only)

In New South Wales, for a transaction to be successfully lodged the CoRD Holder must provide consent for the transaction. To provide consent, the CoRD Holder must lodge an authorisation document, known as a Consent document, with the New South Wales Land Registry.

E

Electronic Certificate of Title

An eCT is a digital version of a Land Title. eCT’s support the framework developed to enable successful completion of online conveyancing transactions.

Electronic Lodgement Network (ELN)

The ELN refers to the framework developed to support the electronic lodgement of registry instruments or other electronic documents for the purposes of land titles legislation, currently operated by PEXA.

Refer to the Electronic Conveyancing National Law for further information.

I

Incoming Caveator

Incoming Caveator is a role in PEXA, which is used to describe the represented party who intends to lodge a Caveat on a Certificate of Title.

Incoming Mortgagee

Incoming Mortgagee is a role in PEXA, which is used to describe the party (or the represented party) who intends to lodge and register a new mortgage on a Certificate of Title.

Incoming Proprietor

Incoming Proprietor is a role in PEXA, which is used to describe the represented party who intends to be recorded on the Certificate of Title as the new vendor/proprietor of the property. This party is commonly referred to as the purchaser.

L

Lodgement Instructions

The lodgement instructions are an automatically generated electronic form which outlines the information required by the Registrar, for a registry instrument(s) to be successfully lodged with a Land Registry.

Refer to the Model Participation Rules for further information.

Lodgement Verification

Lodgement verification is an automatic check which is completed between PEXA and the Land Registry, to ensure that the required registry instrument(s) can be successfully lodged with the Land Registry.

Refer to the Model Operating Requirements for further information.

M

Model Participation Rules (MPR)

The MPR is a document that outlines the regulatory requirements of PEXA Members. These rules are determined by the Australian Registrars’ National Electronic Conveyancing Council (ARNECC) on behalf of the Registrars’.

Refer to the Model Participation Rules for further information.

Mortgagee on Title

Mortgagee on Title is a role in PEXA, which is used to describe the party (or the represented party) who currently has a registered mortgage on a Certificate of Title.

P

Proprietor on Title

Proprietor on Title is a role in PEXA, which is used to describe the represented party who is currently named as the owner of the property. This party is commonly referred to as the Vendor.

PEXA Member

A Member is the term used to refer to an entity or person who is authorised under a Participation Agreement to use the Electronic Lodgement Network (ELN) to complete e-Conveyancing transactions on behalf of another person or themselves. Members are often referred to as Subscribers.

R

Registry Information Supply (RIS)

Registry Information Supply (RIS), refers to the Land Registry service where they supply relevant land title information. Once supplied, Land title information is displayed in PEXA, to assist with the successful completion of conveyancing transactions.

Registration Information Supply (RIS) is automatically initiated when a PEXA Workspace is created as well as when a land title is added to an existing PEXA workspace.

Refer to the Model Participation Rules for further information.

Responsible Subscriber

Responsible Subscriber refers to the Workspace participant, who will incur the lodgement fees related to the e-Conveyancing transaction completed. The Responsible Subscriber is also responsible for managing the resolution of any requisitions issued by the Registrar. In paper transactions, they are commonly referred to as the lodging party.

Refer to the Model Participation Rules for further information.

S

Subscriber

A Subscriber is the term used to refer to an entity or person who is authorised under a Participation Agreement to use the Electronic Lodgement Network (ELN) to complete e-Conveyancing transactions on behalf of another person or themselves. Subscribers are often referred to as PEXA Members.

Refer to the Electronic Conveyancing National Law for further information.

Subscriber Administrator / Manager

This term describes a person(s) within a PEXA Member organisation, who has access to complete administration tasks on behalf of their organisation, these include:

• managing workgroups,
• creating and maintaining user details; and
• assisting users as required.

As well as being able to complete administrative functions, a Subscriber Manager is also able to update information relevant to the organisation in the subscriber profile.

Refer to the Participation Agreement or the Model Participation Rules for further information.

Subscriber Profile

A subscriber profile is your account profile within the PEXA platform. Your subscriber profile includes information about your organisation including, registered account details and user permissions.

Refer to the Participation Agreement for further information.

T

Title Activity Check

A TAC is automatically completed to determine whether any activity has been recorded against the title. A positive TAC indicates that activity has been recorded against the title.

Refer to the Model Participation Rules for further information.

U

User

A person(s) within a PEXA Member organisation who is authorised to access and use the Electronic Lodgement Network (ELN) e.g. PEXA. A user can be assigned certain permissions, for example, the permission to sign land registry documents.

Refer to the Model Participation Rules for further information.

V

Verification of Identity

VOI refers to a process by which a person(s) identity can be proven. VOI is completed as defined in the Model Participation Rules (MPR). To transact on behalf of your clients’, you are required to complete a VOI for each client that you represent in PEXA.

Refer to the Model Participation Rules for further information.

W

Workspace

The term Workspace, refers to a shared online area within PEXA, where participants can communicate with each other and complete tasks in preparation for an electronic property transaction.

Refer to the Model Participation Rules for further information

Workgroup

A workgroup, refers to a team of users assigned to complete tasks in PEXA. Creating a workgroup is particularly beneficial for large organisations which include several office locations or multiple business units.

Refer to the Model Operating Requirements for further information.

Workspace Roles | Help Centre

Last updated: 13 September 2021

Jurisdiction: ALL

Overview

Roles help determine your responsibility in a Workspace and the tasks and documents you can create and sign.
 

PEXA Role examples:

• Incoming Mortgagee:  You are creating the Workspace to request the transfer of a mortgage and the associated titles from another financial institution.
• Mortgagee on Title: You possess the title based on holding a mortgage.
• Consentor (NSW): You are giving the permission to process the transaction as you are the controlling party of the title.
• CT Controller (VIC): You are giving the permission to process the transaction as you are the controlling party of the title.
• Incoming Proprietor: You are representing the purchaser in a transfer transaction.
• Proprietor on Title: You are representing the vendor in a transfer transaction.
• Incoming Caveator: You have grounds to register a caveat on the title(s).
• Caveator on Title: You have grounds to withdraw a registered caveat on the title(s).
• Applicant (VIC/NSW/QLD): You are lodging a Priority Notice for a paper transaction(s).
• Encumbrancee on Title (SA): You are representing the party with an encumbrance registered on the title(s).
• Incoming Encumbrancee (SA): You are representing the party intending to register and encumbrance on the title(s).

Role Assignment

When you first create a Workspace, you assign yourself a role. Alternatively, if you accept an invitation to the Workspace, the role specified on the invitation is your current role.

For Example - Refinance: A Subscriber, Flinders Bank, wishes to initiate a mortgage refinance for a new customer that has walked into their city branch. Flinders Bank creates a Workspace in PEXA with the role of Incoming Mortgagee. In that role, PEXA automatically assigns tasks to create a new National Mortgage document. The Incoming Mortgagee must then invite the bank who holds the current mortgage to the Workspace, Blue Bank. Blue Bank is invited as Mortgagee on Title and asked to create a discharge of their mortgage.

Steps

View Roles Assigned to a Workspace

Your Role assigned to a particular Workspace is displayed under Workspace Settings in the left navigation panel of your Workspace.

Add or Edit Roles Assigned to a Workspace

You can change or add a Role from the Workspace Settings screen. 

1. Select Workspace Settings from the left navigation.
2. From the Role Settings section, select Edit.
3. Choose your new Role from the Role drop down list.
4. Select Add Role.

Result: Your new Role will display in the Role Settings section of the Workspace Settings screen. 

Switching between roles

Available for: Practitioners and Lawyers.

Available in: Workspaces where there are two or more Workspace roles.

If you represent multiple parties in a Workspace, click Switch to switch between Workspace roles and complete tasks assigned for that role.  

1. Add an additional role to the Workspace.
   The Switch role button is enabled in the Workspace.
2. Click the Switch button to cycle between two Workspace roles.

Changing an incorrect role

If you have been assigned an incorrect role in a Workspace, follow the steps below to change to the correct role. 

1. Navigate to Workspace Settings > Role Settings.
2. Under Current Role, select the correct role.
3. Save the changes.

Remove a role

1. Navigate to Workspace Settings > Role Settings.
2. From the Actions column, select Remove to remove the role from your Workspace.
3. Save the changes.

Set a role as default

1. Navigate to Workspace Settings > Role Settings.
2. From the Actions column, select Make Default to set the role as the default role.
3. Save the changes.

Create a Workspace | Help Centre

Last updated: 10 May 2021

Jurisdiction: ALL

A Workspace is a shared area in PEXA where Subscribers prepare property instruments and settlement documents for a property exchange transaction to effect lodgement and or settlement. A new Workspace is created for each new property exchange and multiple land titles can be added to the one Workspace. Multiple titles may include an Apartment with a separate car space title.

Information for a New Workspace

To create the Workspace, the following key details are required:

• Jurisdiction: The jurisdiction will default based on your user preferences and is the State in which the land title transaction belongs.
• Representative Role: This is your role in the Workspace. Refer to the article on Workspace Roles for more details.
• Panel Master (Optional): Available only if Mortgagee on Title or Incoming Mortgagee is selected as the Representative Role. This setting allows you to select the Panel Master you represent in the transaction and automatically represent the party.
• Land Title Reference(s): The properties you wish to transact on.
• Subscriber Workspace Reference: This is your identifier for this Workspace. This could be a reference used in your internal systems or an internal ID to help track the Workspace.
• Financial settlement required?: If financial settlement is required, you will specify the date and time for the settlement.
• Workgroup: The team of users assigned responsibility for the completion of tasks within the Workspace.

Create a Workspace

1. Click Create New Workspace on the left navigation panel. 
   
2. Confirm the Jurisdiction for the Workspace is correct. 
   Note: Your jurisdiction defaults from your user preference settings. 
3. Select a Representative role. The Representative Role will be your role for this Workspace.
4. If you selected Mortgagee on Title or Incoming Mortgagee for the role above, you have the option to select a Panel Master. Selecting  a Panel Master allows you to choose a Panel Master you represent in the transaction so that party representation and name justification (if applicable) is automatically applied in the Workspace.
5. Enter the Land title reference and click Validate.
   Note:
   • The Land Title Reference is the identifier for the land title your are processing in the Workspace. 
   • All land titles entered into a Workspace are validated with the relevant Land Registry Office. 
   • If the Land Title reference is valid, Land Title address details are automatically populated in the Titles List, except in Victoria where the details are returned when the Workspace is created. 
6. Enter the Subscriber Workspace Reference. This is an internal reference such as your customer references number or matter number, to help identify the Workspace at a later date. The reference can come from an internal software system, internal record keeping or could be a new reference format. This field allows for any identifier to be entered. For example: “RM:2035467_34”.
7. If the Workspace contains Financial Settlement: Select Yes to Financial Settlement Required? Enter a Financial settlement date. Enter a Financial settlement time.
8. Mark all land title references in workspace as parent? Defaults to No.
   An example whereby this question may be answered as Yes is if a developer is subdividing a ‘parent’ property into ‘child’ titles. The parent title is used as a placeholder in the workspace until completion of the development when further titles are assigned.
9. Request land title data? Defaults to Now.
   This ensures the land title data is returned immediately from the Land Registry. Select Later if your transaction does not require Land Registry data at this point in time.
10. Select a Workgroup. The Workgroup is the team you wish to assign this new Workspace to. Every Workspace requires at least one Workgroup. 
11. Select Save. 

Result: The Workspace Summary Screen is displayed, and the Participants can now be added to participate in the property transaction.

How to Withdraw from a Workspace? | Help Centre

If you need to withdraw from or abandon a Workspace for any reason, you can do so easily with PEXA. On this page, you’ll learn how to withdraw from a Workspace.

For instance, you may wish to withdraw from a Workspace that was created in error, or the transaction has moved to the paper world outside of PEXA.

To withdraw from a Workspace

Your Dashboard

1. Click View to open the selected Workspace. 
2. Navigate to the Participants screen.
3. Click Withdraw from Workspace.
   Note:
   • The Workspace must be in a status of In Preparation or Prepared.
   • When withdrawing from the Workspace with other participants, we recommend you first send a message via the Conversations screen to the other participants informing them of your reasons. 
4. When you are the only participant in the workspace, a callout advises you that the workspace will be abandoned. Click Confirm. 

How to Create a Caveat (All States) | Help Centre

Last updated: 5 September 2019
Jurisdiction: ALL
Additional Resources: Help Card

Overview

The PEXA System integrates with the Land Registry so that a caveat can be lodged against a title electronically, in real-time. PEXA also supports the withdrawal of a caveat.

Video & Interactive Tutorial

Click "I'd like to try it myself"! Or to launch the tutorial in a new screen, click here.  

Steps

Lodging a caveat using PEXA is quick and easy. The steps are as follows:

1. Create the Workspace in PEXA and add the relevant land title.
2. Add the party(s) to the Workspace.
3. Create the caveat.
4. Sign the document electronically.
5. Lodge the document in real-time.

Find out more about Caveats - Prohibitions and Claims. 

For step by step instructions on how to Create a Caveat in your State, see below:

• Create a Caveat - NSW
• Create a Caveat - QLD
• Create a Caveat - VIC
• Create a Caveat - WA
• Create a Caveat - SA

@Lightsaber has also built the Create and Withdraw Caveat process as a flowchart which can be downloaded as a PDF! Access it here. 

Completing the Getting Started with PEXA program? See whats next.

Now that you've mastered creating a Caveat, go to the next page, Withdrawing a Caveat, to learn about withdrawing a caveat through PEXA.

Withdraw a Caveat | Help Centre

Last updated: 5 September 2019
Jurisdiction: ALL
Additional Resources: Help Card

Overview

A caveat can be placed on a land title electronically using a new Caveat Document in a PEXA Workspace. A caveat can also be withdrawn, when it is no longer required, using the Withdrawal of Caveat document.

Note: A printable Caveat and Withdrawal of Caveat help card can be found at the bottom of this article - PEXA Caveat Help Card. 

Video

Click "I'd like to try it myself"! Or to launch the tutorial in a new screen, click here. 

The below depicts the steps involved in withdrawing a caveat.

It’s important to note that the PEXA role is Caveator on Title for the withdrawal of a caveat.

Watch a video or follow the step by step instructions below

How to instructions begin at 50 secs.

Steps

5 steps to withdraw a caveat

1. Create a new Workspace, in the role of Caveator on Title.
2. Add the applicable land title(s) to the Workspace and review the Land Titles screen for all caveat details.
3. Ensure you represent the correct party using the Participants screen.
4. Navigate to the Documents screen and add a Withdraw Caveat document.
5. Sign and lodge the documents with your land registry.

1. Create the Workspace

The representative role is Caveator on Title.

2. Review the Land Title information

Validate that the information returned from the Land Registry is correct and that the caveat you wish to withdraw is registered on the land title.

3. Review Party Details

From the Participant screen, you will need to Edit the Unrepresented party to confirm that you are acting for the client. This is the person who is withdrawing the caveat. Select Edit Party beside the party you represent, enter in relevant details and select Save. Complete this task for each client you represent in the Withdrawal of Caveat. 

4. Create the Withdrawal of Caveat

Because you selected the role of Caveator on Title, PEXA will know you want to create a withdrawal of caveat. Therefore when you click Create Document you will automatically be taken to the Withdrawal of Caveat screen.

The caveat dealing number, title, address and caveator details will automatically default.

• Save the Withdrawal of Caveat.
• Edit the lodgement instructions and ensure the details are correct and select Save.
  Note: The Client Reference Number is limited to a maximum of 15 characters. This is a restriction of characters set by the Land Registry.

Verification is carried out on the documents by the Land Registry. Wait for the auto refresh to progress the status to Prepared and the Verification Result is at Successful. Once both the lodgement instructions and Withdrawal of Caveat status are at Prepared and Successful you can view and sign the documents. 

View the documents

1. From the Actions column select View to view the Lodgement Instructions and Withdrawal of Caveat

Sign the Documents

1. From the Actions column select Sign to sign the Lodgement Instructions and Withdrawal of Caveat

5. Submit caveat for lodgement

Once the documents have been Signed you are ready to submit the Lodgement to the Land Registry

1. From the Actions column select Submit for Lodgement 

• Wait for the auto refresh to progress the status to Completed for the lodgement instructions and Registered for the Withdrawal of Caveat document.

Note: You may have to manually refresh the screen to progress from Unregistered to Registered.

You can view your dealing number and the Workspace status is now at Complete and moves to the completed folder in PEXA from the Active Screen on ‘your dashboard’. To view this, navigate to the Workspace Summary screen in the Completed folder.

Completing the Getting Started with PEXA program? See whats next.

Now that you understand how to process Caveats, read the article,Setting up a Trust Account, to learn how to prepare your trust account in PEXA, ready for completing an electronic transfer. If you operate in NSW, you may also want to review the article Preparing a Consent (NSW), or if you operate in QLD, you want to review the article Settlement Notices (QLD).

Withdraw a Caveat | Help Centre

Last updated: 5 September 2019
Jurisdiction: ALL
Additional Resources: Help Card

Overview

A caveat can be placed on a land title electronically using a new Caveat Document in a PEXA Workspace. A caveat can also be withdrawn, when it is no longer required, using the Withdrawal of Caveat document.

Note: A printable Caveat and Withdrawal of Caveat help card can be found at the bottom of this article - PEXA Caveat Help Card. 

Video

Click "I'd like to try it myself"! Or to launch the tutorial in a new screen, click here. 

The below depicts the steps involved in withdrawing a caveat.

It’s important to note that the PEXA role is Caveator on Title for the withdrawal of a caveat.

Watch a video or follow the step by step instructions below

How to instructions begin at 50 secs.

Steps

5 steps to withdraw a caveat

1. Create a new Workspace, in the role of Caveator on Title.
2. Add the applicable land title(s) to the Workspace and review the Land Titles screen for all caveat details.
3. Ensure you represent the correct party using the Participants screen.
4. Navigate to the Documents screen and add a Withdraw Caveat document.
5. Sign and lodge the documents with your land registry.

1. Create the Workspace

The representative role is Caveator on Title.

2. Review the Land Title information

Validate that the information returned from the Land Registry is correct and that the caveat you wish to withdraw is registered on the land title.

3. Review Party Details

From the Participant screen, you will need to Edit the Unrepresented party to confirm that you are acting for the client. This is the person who is withdrawing the caveat. Select Edit Party beside the party you represent, enter in relevant details and select Save. Complete this task for each client you represent in the Withdrawal of Caveat. 

4. Create the Withdrawal of Caveat

Because you selected the role of Caveator on Title, PEXA will know you want to create a withdrawal of caveat. Therefore when you click Create Document you will automatically be taken to the Withdrawal of Caveat screen.

The caveat dealing number, title, address and caveator details will automatically default.

• Save the Withdrawal of Caveat.
• Edit the lodgement instructions and ensure the details are correct and select Save.
  Note: The Client Reference Number is limited to a maximum of 15 characters. This is a restriction of characters set by the Land Registry.

Verification is carried out on the documents by the Land Registry. Wait for the auto refresh to progress the status to Prepared and the Verification Result is at Successful. Once both the lodgement instructions and Withdrawal of Caveat status are at Prepared and Successful you can view and sign the documents. 

View the documents

1. From the Actions column select View to view the Lodgement Instructions and Withdrawal of Caveat

Sign the Documents

1. From the Actions column select Sign to sign the Lodgement Instructions and Withdrawal of Caveat

5. Submit caveat for lodgement

Once the documents have been Signed you are ready to submit the Lodgement to the Land Registry

1. From the Actions column select Submit for Lodgement 

• Wait for the auto refresh to progress the status to Completed for the lodgement instructions and Registered for the Withdrawal of Caveat document.

Note: You may have to manually refresh the screen to progress from Unregistered to Registered.

You can view your dealing number and the Workspace status is now at Complete and moves to the completed folder in PEXA from the Active Screen on ‘your dashboard’. To view this, navigate to the Workspace Summary screen in the Completed folder.

Completing the Getting Started with PEXA program? See whats next.

Now that you understand how to process Caveats, read the article,Setting up a Trust Account, to learn how to prepare your trust account in PEXA, ready for completing an electronic transfer. If you operate in NSW, you may also want to review the article Preparing a Consent (NSW), or if you operate in QLD, you want to review the article Settlement Notices (QLD).

Withdraw a Settlement Notice (QLD)

Settlement Notices automatically lapse two months after lodgement. However, after you have lodged the Settlement Notice, there may be a reason the Settlement Notice needs removing, for example Settlement does not continue. Only the transferee who lodged the Settlement Notice may withdraw the settlement notice.

Note: You can also create, Sign and Lodge a Removal of Settlement Notice as a standalone document in a single Workspace (outside a transfer transaction) or in a transfer Workspace.
To do this:

1. Go to Documents from the left hand navigation.
2. From the Create Document tab, click Removal of Settlement Notice.
   
3. From the Applicant section, select your applicants (these will be the parties who requested the original Settlement Notice).
   Note: If there are multiple Settlement Notices on this title, select the relevant Settlement Notice Number. If there is only one, it will prepopulate.
   
4. Click Save.

Documents are verified between PEXA and the Land Registry for any errors. PEXA auto refresh occurs every 10-15 seconds after verification and lodgement. Both the Lodgement Instructions and Removal of Settlement Notice Status will move to Prepared.
Before you Sign any documents, view them to ensure they are correct and that you agree to all certifications relating to that document. Treat digital signatures the same as wet signatures.
To view the rendered document:

1. From the action cog next to the documents, select View.
2. View your document.
3. Click Back.
4. You can also view your documents from the Signing page.
   Note: If your parties do not match the parties who placed the original Settlement Notice, you will notified at this point.
5. Sign both the lodgement instructions and the Removal of Settlement Notice. Next to each document, select Sign from the action cog.
   Note: Before the signing screen displays, you may be asked to Run Java, which is required by the Digital Certificate. Ensure you have the latest version of Java on your computer otherwise you may not be able to Sign documents in PEXA.
6. Select the documents to be signed.
7. Click Sign Documents.
   
8. Type your password in the signing pop up box.
9. Click OK.

Documents are verified between PEXA and the Land Registry for any errors. The PEXA auto refresh occurs every 10-15 seconds. The status of the Lodgement Instructions and Settlement Notice will now move to Signed.

Submit Removal of Settlement Notice for lodgement

Once Signed:

1. Next to the lodgement instructions select Submit for Lodgement from the action cog.
2. When a lodgement is received by the Land Registry, the Land Registry will provide a Dealing Number for the caveat. PEXA will return a status of Lodged for the lodgement instruction. Once examination is completed by the Land Registry, the status of the document returned to PEXA will be Registered.
   Note: You may have to manually refresh to progress the screen from Unregistered to Registered.

Standalone Survivorship Application (ASP) - VIC | Help Centre

Last updated: 11 February 2020
Jurisdiction: VIC
Additional Resources: Help Card

Overview

PEXA supports a standalone Survivorship Application in Victoria. If a joint tenant on a property title passes away, then the surviving proprietor should make an application to the Land Registry to have the deceased’s name removed, so that only the surviving proprietor’s name is on title.

Webinar

Watch the webinar and demo of Survivorship below

Give it a go in this Interactive Demo

Click on "I'd like to try it myself" to get started. Note: To open the simulator in a new screen, click here. 

Steps

To complete a Survivorship Application, follow the below steps. We have created a scenario to assist with this how-to article.

Scenario:

Margaret and Maxwell Black are joint tenants of a property in Lorne, Victoria. Maxwell Black has passed away. You have received instructions from Margaret to complete a survivorship application to remove Maxwell as a proprietor from the land title.

Important note: the same Subscriber must represent all surviving Proprietor’s on Title.

Instructions

1. Create Workspace in the role of Proprietor on title.
2. Check the Land Titles screen.
3. Navigate to the Participants screen:
   • Select Edit Party to confirm you represent Margaret Black and complete any outstanding details.
   • For Maxwell Black, select Edit Party to edit his details and select The Proprietor is Deceased.
4. Navigate to the Documents screen and select Create Document and then Survivorship. 

   

   Important Note: If there are multiple Joint Tenancies, select the correct Joint Tenancy from the Joint Tenancy drop down box.

5. Review the details and select Save. 
6. If you hold a duplicate certificate of title, prepare the Nomination now:
   • On the Document screen select Create Document>Nomination
   • Complete the details and select Save. 
   • View and  Sign in the usual manner. 
   • Note: the Nomination will automatically lodge upon signing.

   Note: If the title is an eCT and you are named as the CT Controller, no Nomination is required.

   Note: If a third party (e.g. a bank) holds the duplicate Certificate of Title or is named as the CT Controller of an eCT, you will need to invite them into the Workspace to prepare the Nomination.

7. Edit the Lodgement Instructions. View, Sign and Submit for lodgement in the usual manner.

Important notes:

• If the Survivorship Application is required for a Transfer, you will need to complete a standalone Survivorship Application prior to opening the Transfer Workspace.
• Should you inadvertently create a Transfer Workspace that requires a Survivorship, create an additional Workspace and lodge the Survivorship, then request an Information Resupply in the Land Titles screen of the Transfer Workspaces after successful registration of the Survivorship Application.

Survivorship—Standalone (SA) | Help Centre

Last updated: 16 September 2021
Jurisdiction: SA
Additional Resources: Help Card, Walk Thru

Overview

PEXA supports the electronic lodgement of a Standalone Survivorship, known as Application to Register Death by Survivor in South Australia.

If a joint tenant on a property title passes away, then the surviving proprietor should make an application to the Land Registry to have the deceased’s name removed, so that only the surviving proprietor’s name is on title.

A Standalone Survivorship can be lodged:

• When one or more Proprietors on Title in a Joint Tenancy has passed away and there is at least one surviving Proprietor
• With or without financial settlement 

Note:

• If all Joint Tenants have passed away, a Surivorship will need to be lodged for each pre-deceased joint tenant and a Transmission for the Primary deceased. Please see Complete a Survivorship—with Transmission for full instructions
• You are required to provide supporting documentation in PEXA to lodge a Transmission so please ensure that you are in possession of the correct documentation
• Joint Tenant groups within a Tenants in Common Tenancy are out of scope 

Walk Thru

• Select Walk Thru a Survivorship (SA) from the Help tab in PEXA, then follow the on-screen prompts.

Steps

1. Create a Workspace with the following settings:
   • Jurisdiction = SA
   • Transaction type = Other > Survivorship
   • Role = Proprietor on Title
   • Financial Settlement Date and Time = No
2. Review the Land Title.
3. Confirm the Proprietor is deceased:
1. Navigate to the Participants screen and select Edit Party against the deceased Proprietor.
2. Select The Proprietor is Deceased.
3. Click Add Details of Death and complete the details.
4. Save the changes.
   The Proprietor now appears as deceased on the Participants screen.
5. Repeat Step 3 for all deceased Proprietors.
4. Represent the surviving Proprietor:
1. On the Participants screen, select Edit Party against the surviving Proprietor.
2. Select I Represent this Party.
3. Check that the Party Details are correct, and provide information where required:
   
   • Name
   • Date of Birth
   • Preferred contact phone number
   • Address
4. Select Save 
   The Proprietor is now shown as represented on the Participants screen.
5. Repeat Step 4 until all surviving Proprietors are represented.
5. Create the Survivorship document:
   

   Note: If more than one Proprietor has passed away, create a Survivorship for each deceased Proprietor in the order in which they passed away. That is, create the Survivorship for the Proprietor who passed away first, then create the Survivorship for the Proprietor who passed away second, and so on. 

1. Navigate to the Documents screen and then select Create Document > Survivorship.
   A warning message appears to alert you that you cannot create a Transfer in the same Workspace as the Survivorship.
2. Click Proceed to continue.
3. Check the Land Title.
   • If there are multiple titles in the workspace, select the correct title.
   • If there is a single title, the title will be automatically populated.
4. Check the Deceased Proprietor Details:
   • The correct party is registered as deceased.
   • Their details of death are correct. To update their details of death, click Edit Details of Death.
5. Under Applicant Details, check that the surviving Proprietor's details are correct and complete:
   • Ensure only the surviving Proprietors are listed here.
6. Save the document.
7. Repeat Step 5 for all deceased Proprietors.
6. View, Sign and Lodge the Survivorship:
   Note: The document status related to the Survivorship must be Prepared and Successful before you can sign the documents.
   If you have more than one Survivorship in the Workspace, ensure to check the order of lodgement.
1. On the Document screen, select the View against the Survivorship(s) and review the details.
2. On the Document screen, select the Sign against the Lodgement Instructions.
3. Select the checkboxes for Lodgement Instructions and Survivorship(s) for all deceased Proprietors.
4. Click Sign Documents.
   The documents will be verified with the Land Registry and once they are successfully verified and signed, you can go ahead and lodge the documents.
5. Select Submit for Lodgement to lodge the documents with the Land Registry. 

Related Topics

• Survivorships or Transmissions and a subsequent Transfer
• Transmission Application (SA)
• Survivorship—with Transmission

Survivorship—with Transmission (SA) | Help Centre

Last updated: 16 September 2021
Jurisdiction: SA
Additional Resources: Help Card, Walk Thru

Overview

PEXA supports the electronic lodgement of a Survivorship followed by Transmission, known as Application to Register Death (all applicants deceased) in South Australia.

If all parties in a Joint Tenancy passes away, a Survivorship with Transmission application should be made to confirm the pre-deceased Proprietors and appoint the Executor/Administrator of the last deceased Proprietor. In PEXA, the last deceased Proprietor is known as the Primary Deceased.

Note: You are required to provide supporting documentation in PEXA to lodge a Transmission so please ensure that you are in possession of the correct documentation.

Note:

• If one or more Proprietors in a Joint Tenancy passes away and there is a surviving tenant remaining on title, please lodge a Standalone Survivorship instead.
• If a Sole Proprietor passes away, please lodge a Transmission instead.
• If you are lodging a Survivorship followed by a Transfer, click here.

Walk Thru

• Select Walk Thru a Survivorship (SA) from the Help tab in PEXA then follow the on-screen prompts.

Steps

1. Create the Workspace in with the following settings:
   
   • Jurisdiction: SA
   • Transaction Type: Other > Transmission
   • Role: Incoming Proprietor
     
     Important
   • For a standalone Transmission, select No to Financial Settlement required?.
   • For a Transmission lodged with a Transfer in the same Workspace, select Yes to Financial Settlement required? and Will this transaction involve a Transfer?.
2. Review the Land Title.
3. Confirm the Proprietors are deceased:
   
   1. Navigate to the Participants screen and select Edit Party against the deceased Proprietors.
   2. Select The Proprietor is Deceased.
   3. Click Add Details of Death and complete the details.
   4. Save the changes.
      The Proprietor now appears as deceased on the Participants screen.
   5. Repeat step 3 for all deceased Proprietors.
4. Represent the Executor/Administrator/Legal Personal Representative:
   1. On the Participants screen, click Create Party.
   2. Select I Represent this Party.
   3. Ensure the role of Incoming Proprietor is selected.
   4. Complete the required information for Party Details:
      • Name
      • Date of birth
      • Party Capacity to be recorded on Title
   5. Click Save.
5. Create a Survivorship document for each of the pre-deceased Proprietors (except for the last deceased):
1. Navigate to the Documents screen and then select Create Document > Survivorship.
2. Check the Land Title.
   • If there are multiple titles in the workspace, select the correct title.
   • If there is a single title, the title will be automatically populated.
3. Check the Deceased Proprietor Details:
   • The correct Proprietor is registered as deceased.
   • Their details of death are correct. To update their details of death, click Edit Details of Death.
4. Under Applicant Details, check that the surviving Proprietors' details are correct and complete.
5. Under Grantee Details, check that the Name, Party Capacity, and Address are correct.
6. Save the document.
7. Repeat Step 5 until a Survivorship document is created for all pre-deceased Proprietors (except for the last deceased).
6. Create the Transmission:
   The Transmission Application is created for the Proprietor who passed away last.
   
   1. On the Documents screen, select Create Documents > Transmission.
   2. Under Applicant Details, check that the correct Party Capacity is selected and the Address is correct.
   3. Under Tenancy, check that the details for the last deceased Proprietor are correct.
   4. Add Evidence Details:
      • The Evidence Type will populate automatically, depending on the Party Capacity entered.
      • Enter the Evidence Date.
      • If there are additional evidence types that support this transaction, add them by clicking Add Evidence.
   5. Save the Transmission.
7. Attach evidence to Transmission:
   You are required to attach supporting documentation for the Transmission (e.g. Probate/Letters of Administration).
   1. Navigate to the Files screen and click Upload Files.
   2. Browse for the file and complete the required fields.
      Note: Under File Description, select the Land Registry Attachment File applicable to the Evidence Type you are uploading.
   3. Click Upload.
   4. Select Cog > Attach to attach the file to the Transmission.
8. For a Transfer Workspace only—If you are lodging a standalone Transmission then skip this step.
   Invite the Incoming Proprietor into the Workspace via the Participants screen and then wait for them to:
   1. Create and represent the incoming party as a new party in the Workspace.
   2. Create the Transfer document.
9. View, Sign and Lodge the documents:
   Note: The document status for documents within the Lodgement Instructions must be Prepared and Successful before you can sign the documents.
   1. On the Document screen, select the Edit against the Lodgement Instructions.
      Ensure to check the order of lodgement.
   2. On the Document screen, select the View against the Survivorship(s) and Transmission and review the details.
   3. On the Document screen, select the Sign against the Lodgement Instructions.
   4. Select the checkboxes for Lodgement Instructions, Survivorship(s), and Transmission and if applicable, Transfer then click Sign Documents.
      The documents will be verified with the Land Registry and once they are successfully verified and signed, you can lodge the documents.
   5. Select Submit for Lodgement to lodge the documents with the Land Registry.

Related Topics

• Survivorships or Transmissions and a subsequent Transfer (VIC & SA)
• Transmission Application (SA)
• Survivorship—Standalone (SA)

Transmission Application (APR) (VIC) | Help Centre

Last updated: 14 August 2020
Jurisdiction: VIC
Additional Resources: Help Card

Overview

PEXA supports the electronic lodgement of a Transmission Application in Victoria.  If a Sole Proprietor, a Tenant in Common, or all tenants in a Joint Tenancy on a property title have passed away, then a Transmission application should be made to appoint a representative to an estate. Transmission Applications in PEXA cannot currently be used for scenarios involving bankruptcy, but we will advise you further once this is available.

A Transmission can be lodged:

• Standalone, or in combination with a Mortgage, Discharge of Mortgage or Caveat
• With or without financial settlement.

Currently, PEXA does not support lodging a Transmission in combination with a Transfer. In such cases, you would need to lodge and register the Transmission first, and then lodge a Transfer via a separate Workspace. 

Important! Ensure the Transmission is lodged and registered prior to creating a Transfer Workspace.

Note: You are not required to provide supporting documentation in PEXA to lodge a Transmission but please ensure that you are in possession of the correct documentation.

Video

Interactive Demo

If you would rather try it yourself,  Click here to lauch an Interactive Demo

Steps

1. Create the Workspace in the role of an Incoming Proprietor.
2. Review the Land Title.
3. Create the Legal Personal Representative as an Incoming Proprietor party:
   1. Navigate to the Participants screen and then click Create Party.
   2. Select Incoming Proprietor as the role.
   3. Select the correct Party Capacity to be recorded on Title for the Legal Personal Representative.
   4. Complete the form per your normal process.
4. Register the parties as deceased:
   • If there are multiple titles in the workspace, select the correct title.
   • If there is a single title, the title will be automatically selected.
   1. Navigate to the Documents screen and then select Create Document > Transmission.
   2. Select the Title(s) that the deceased party(ies) is in:
   3. Select the Tenancy Group that the deceased party(ies) is in.
      That tenant now appears as deceased.
   4. Under Applicant Details, select the primary deceased (if there are multiple deceased parties).
      

      The primary deceased is the person who has most recently passed away, whose Legal Personal Representative will be recorded on title.

   5. Save the changes.
5. Create the Transmission:
   1. Navigate to the Documents screen and select Create Documents > Transmission.
   2. Complete the transmission form.
   3. Save the changes.
6. Lodge a Nomination:
   If you are in possession of the certificate of title, you will need to create a Nomination.
   1. Navigate to the Documents screen, and Select Create Document > Nomination.
   2. Complete the details and select Save
   3. From the actions column select View to view the Nomination,
   4. Select Sign. The Nomination will automatically be lodged once signed.
   
   

   Note: If another party is in control of the title, you will need to invite them into the Workspace in the role of CT Controller so they may prepare, sign and lodge the nomination.

7. Edit the Lodgement Instructions for the Transmission:
   1. On the Document screen, select Edit against Lodgement Instructions.
      Notice that there is a dealing requirement. No evidence is required to be submitted via PEXA however ensure that you are in possession of the correct documentation.
8. Complete the Issuing Instructions as required and then click Save.
9. Sign and Lodge the Transmission Application documents:
   1. Once the Transmission Application is Prepared and Successful, select View from the Actions column to view a render of this document.
   2. Select Sign from the actions column to sign the Transmission
   3. From the Lodgement Instructions select Submit for Lodgement

Related Topics

• Survivorships or Transmissions and a subsequent Transfer
• Transmission Application (SA)
• Transmission Application (NSW)

Transmission Application (SA) | Help Centre

Last updated: 15 September 2021
Jurisdiction: SA
Additional Resources: Help Card

Overview

If a Sole Proprietor on a property title has passed away, then a Transmission application should be made to appoint a representative to an estate.

Note:

• If all Joint Tenants have passed away, a Surivorship will need to be lodged for each pre-deceased joint tenant and a Transmission for the Primary deceased. Please see Complete a Survivorship—with Transmission (SA) for instructions on how to prepare this Workspace. 
• If the tenancy is Tenants in Common a transmission application cannot be processed in PEXA

A Transmission can be lodged:

• As a standalone application
• Together in the same Workspace as a Transfer

In SA, you are required to provide supporting evidence of the death such as Registrars Certificate, or Letter of Administration. Use the following steps to complete a Transmission in South Australia in PEXA.

Video

Steps

1. Create the Workspace in with the following settings:
   1. Jurisdiction: SA
   2. Transaction Type: Sale
   3. Representative role: Incoming Proprietor

   
   Important:

   • For a standalone Transmission, select No to Financial Settlement required?.
   • For a Transmission lodged with a Transfer in the same Workspace, select Yes to Financial Settlement required? and Will this transaction involve a Transfer?.
2. Review the Land Title.
3. Create the Administrator or Executor as an Incoming Proprietor:
   1. Navigate to Participants screen and then click Create Party.
   2. Select Incoming Proprietor as the role.
   3. Select Administrator or Executor as the Party Capacity to be recorded on Title for the Legal Personal Representative.
   4. Complete the rest of the form as per your normal process.
4. Register the Proprietor on Title as deceased:
   1. Navigate to Participants screen.
   2. Select Edit Party for the deceased party
   3. For Representation, select The Proprietor is deceased.
   4. Add Details of Death: 
      • Click Add Details of Death.
      • Enter the Date of death.
      • Click Confirm.
   5. Save the changes.
5. Create a Transmission document:
   1. Navigate to Documents > Create Document > Transmission.
   2. Add Evidence Details:
      
      • Click Evidence Details.
      • Click Save.
   3. Save the changes.
6. Upload supporting documents as evidence of death:
   1. Navigate to Files > Upload File.
   2. Browse to locate the file.
   3. Select the correct File Description.
   4. Select Share with All Workspace Participants.
   5. Select the files and then click Upload.
      Continue to upload files as necessary. Typically, documents required could include Letters of Administration or Registrar's Certificate.
7. Attach uploaded files to the Transmission:
   1. On the Files screen, select Action Cog > Attach for the file you want to attach.
   2. Select Transmission.
   3. Click Attach.
8. For a Transfer Workspace only—If you are lodging a standalone Transmission then skip this step.
   Invite the Incoming Proprietor into the Workspace via the Participants screen and then wait for them to:
   1. Create and represent the incoming party as a new party in the Workspace.
   2. Create the Transfer document.
   3. Verify Stamp Duty.
9. View, sign, and lodge the documents:
   
   1. Once the Transmission Application has a Prepared and Successful status, select View from the Actions column to view a render of this document.
   2. Go Back to the Documents screen, and ensure the relevant parties sign and lodge the Transmission and if applicable, the Transfer document.

Related Topics

• Transmission Application (NSW)
• Transmission Application (VIC)
• Transfers Overview
• Survivorship—Standalone (SA)
• Survivorship—with Transmission (SA)

Transmission Application (NSW) | Help Centre

Last updated: 11 October 2021
Jurisdiction: NSW
Additional Resources: Help Card

Overview

If a Sole Proprietor, a Tenant in Common, or all parties in a Joint Tenancy on a title have passed away, then you can lodge a Transmission Application to appoint a legal representative to an estate. This allows an Executor, Executor by Representation, Administrator, or Trustee to obtain ownership of the title to deal with the Estate.

A Transmission can be lodged:

• As a standalone application
• Together in the same Workspace as a Transfer

When lodging a Transmission Application in NSW, the following information is required:

• Details of Death
• Evidence Details

In NSW, you are not required to submit supporting documents when lodging Transmission Applications in PEXA, however, ensure that you are in possession of the correct documentation.

Alternatively, if a beneficiary has been nominated, then the ownership of title can be directly transferred to the beneficiary by completing a Transmission Direct to Beneficiary.

Interactive Demo

Click the link to launch an interactive demonstration on how to complete a standalone Transmission Application in NSW - Launch Interactive Demo

Steps

1. Create the Workspace with the following settings:
   • Transaction Type: Transmission
   • Role: Incoming Proprietor
   • For a standalone Transmission, select No to Financial Settlement required?.
   • For a Transmission lodged with a Transfer in the same Workspace, select Yes to Financial Settlement required? and Will this transaction involve a Transfer?.
2. Review the Land Title.
3. Register the Proprietor(s) on Title as deceased:
   
   1. On the Participant screen, click Edit Party next to the party to be registered as deceased.
   2. For Representation, select The Proprietor is Deceased.
      
   3. Add Details of Death:
      1. Click Add Details of Death.
      2. Enter the Date of death.
      3. Click Confirm.
         
   4. Complete the rest of the form as per normal then Save the changes.
      Complete the same steps as above for all proprietors who are deceased.
4. Create the Legal Personal Representative:
   1. Navigate to the Participants screen and then click Create Party.
   2. For the Role, select Incoming Proprietor.
   3. For Party Capacity to be recorded on Title, select one of the following options:
      • Administrator
      • Executor
      • Executor by Representation
      • Trustee
        
        
        
   4. Complete the rest of the form as per normal.
5. Create a Transmission document:
   1. Navigate to Documents > Create Document > Transmission.
   2. By default, the Applicant Details is pre-populated with the party you created in step 3.
   3. For Tenancy, select the deceased tenant. Ensure that Details of Death has been added against the selected tenant.
      
   4. Add Evidence Details:
      1. Select the Evidence Type.
      2. Enter the reference number and date.
      3. Click Add Evidence to add additional evidence if required.
         
   5. Save the document.
6. Edit the Notice of Sale:
   1. On the Documents screen, click Edit next to Notice of Sale.
   2. Complete the fields and then Save the changes.
      The document status for Notice of Sale should now be Prepared.
7. For a Transfer Workspace only—If you are lodging a standalone Transmission then skip this step.
   Invite the Incoming Proprietor into the Workspace via the Participants screen and then wait for them to:
   1. Create and represent the incoming party as a new party in the Workspace.
   2. Create the Transfer document.
8. Edit the Lodgement Instructions.
   1. On the Documents screen, click Edit against Lodgement Instructions.
   2. Complete the fields and then Save the changes.
9. View, sign, and lodge the documents:
   1. Once the Transmission Application is Prepared and Successful, select  View to view a render of this document. Click Back to go back to the Documents screen.
   2. Click Sign to sign the Lodgement instructions, Transmission Application, and Transfer.
   3. Click Submit for Lodgement.

Related Topics

• Transmission Direct to Beneficiary (NSW)
• Transmission Application (SA)
• Transmission Application (VIC)

Encumbrance - SA | Help Centre

Last updated: 5 September 2019
Jurisdiction: SA
Additional Resources: Help Card

Overview

PEXA has the ability to lodge an Encumbrance and Discharge an Encumbrance in SA. An encumbrance can be registered on a title as a restriction regarding the use of the land. It is an agreement creating various obligations on the parties, restricting or forbidding certain acts on the property.

When purchasing a property in a recently developed area, an encumbrance in favour of the developer often appears against the title of the property. Many encumbrances aim to maintain uniformity within the development and are applicable to each and every property in the area.  Encumbrances can be seen as a benefit, as they help maintain consistency with certain types of developments.

Other encumbrances can be ‘lifted and replaced’. As the terms specify, they do not run with the title.  The existing encumbrance is discharged as part of settlement (i.e., lifted) and a new encumbrance in the purchaser’s name in similar terms is registered at settlement (i.e., replaced).

You will see the roles of Encumbrancee on Title and Incoming Encumbrancee when creating a new workspace in PEXA. This functionality also supports the uploading and attaching of supporting Covenants via the Files screen.

Video

Watch a demo and webinar on SA Encumbrances below (24 mins)

Steps

1. Create a Workspace in the role of Incoming Encumbrancee with no financial settlement.
2. Note: If this is part of a Transfer (ie. a lift and replace encumbrance), you will most likely be invited into a Transfer Workspace by the Incoming Proprietor or Proprietor on Title.
3. Check the Land Title details screen. 
4. On the Participants screen, create your party details. 
5. Note: You will not be able to lodge your encumbrance until the Proprietor on Title has been represented in the Workspace as they are required to sign the Encumbrance. If required, invite in the Proprietor on Title now.
6. On the Documents screen, select Create Document and complete the relevant information:
   • Details of rent charge
   • Terms and conditions:
     • If you have a Land Registry Reference number for your Encumbrance, enter it into the Document Reference field.
   • Additional terms - you can either upload an attachment through the Files screen or enter in any additional terms in the free form text field. 
7. If you elected to attach additional terms, navigate to the Files screen. 
8. Select Upload File. 
9. Browse for the file you wish to upload.
   Note: The document must be uploaded in PDF format. 
10. Select File Description and then Covenants. 
11. Once uploaded, click on the action cog and select Attach. 
12. The following screen will display:
13. Select Attach. 
14. Navigate back to the Documents screen. 
15. View, Sign and Submit in the usual manner. 

Discharge an Encumbrance - SA | Help Centre

PEXA has introduced the ability to lodge an Encumbrance and Discharge an Encumbrance in SA. An encumbrance can be registered on a title as a restriction regarding the use of the land. It is an agreement creating various obligations on the parties, restricting or forbidding certain acts on the property.

When purchasing a property in a recently developed area, an encumbrance in favour of the developer often appears against the title of the property. Many encumbrances aim to maintain uniformity within the development and are applicable to each and every property in the area.  Encumbrances can be seen as a benefit, as they help maintain consistency with certain types of developments.

Other encumbrances can be ‘lifted and replaced’. As the terms specify, they do not run with the title.  The existing encumbrance is discharged as part of settlement (i.e., lifted) and a new encumbrance in the purchaser’s name in similar terms is registered at settlement (i.e., replaced).

You will see the new roles of Encumbrancee on Title and Incoming Encumbrancee when creating a new workspace in PEXA. This functionality also supports the uploading and attaching of supporting Covenants via the Files screen.

Watch a demo and webinar on SA Encumbrances below (24 mins)

1. Create a Workspace in the role of Encumbrancee on Title with no financial settlement.

Note: If this is part of a transfer (and a lift and replace is required), you will most likely be invited into a Transfer Workspace by the Incoming Proprietor or the Proprietor on Title.

2. Check the Land Title details screen. 

3. Navigate to the Participants screen, locate the party shown as Encumbrancee on Title and use the action to confirm that you represent this party. 

4. Navigate to the Documents screen, click Create Document and select Discharge of Encumbrance. 

5. Ensure the details are correct and select the appropriate Set of Operative Words for this Discharge of Encumbrance. 

6. View, Sign and Submit in the usual manner. 

Lease/Sublease (NSW) | Help Centre

Last updated: 02 December 2021
Jurisdiction: NSW
Additional Resources: Help Card

Overview

You can now create and lodge Lease/Sublease documents in a NSW Workspace.

A Lease/Sublease is a tenancy agreement between the landlord and the tenant that allows the tenant to rent out the property based on the terms and conditions set out in the lease agreement.

In PEXA, a Lease may be lodged:

• As a standalone document,
• In combination with other documents, such as Transfers* or Mortgage Discharges.

The Lease/Sublease document is required to be prepared and signed by only the Lessor party in PEXA.

Conditions and Provisions

To successfully lodge a Lease/Sublease through PEXA, a signed copy of the Conditions and Provisions will need to be uploaded and attached to the Lease/sublease document. The Conditions and Provisions attachment refers to the Annexures and any other relevant conditions related to the lease.

Note: Where the Lease/Sublease requires a Plan, ensure to attach the Plan to the Lease/Sublease as a separate attachment in PEXA.

Additional attachments may also be attached to the Lease/Sublease including:

• Plan
• Statutory Declaration
• Supporting evidence

Steps

Note: This set of instruction applies to a standalone Lease document. If you are lodging a Lease and a Transfer together in the same Workspace, please ensure financial settlement is included in the Workspace.

1. Create a Workspace with the following settings:
   • Jurisdiction: NSW
   • Representative role:
     • Proprietor on Title  – When lodging a lease,
     • Incoming Proprietor – When lodging a lease/sublease in combination with a Transfer, or 
     • To Deal with an Interest – When lodging a sublease.
   • Complete the other fields as required.
2. Review the Land Title.
3. Represent the Lessor :
   1. Select one:
      • If lodging a standalone lease, click Edit next to the on-title party you represent.
      • If lodging in combination with a Transfer, click Create Party.
   2. Ensure I represent this party is selected.
   3. Complete the Party Details.
   4. Save the changes.
   Repeat Step 3 for all parties you represent.
4. Create the Lessee party :
   1. Click Create Party.
   2. Ensure the Role is set to Interest Holder.
   3. Complete the Lessee Details.
   4. Save the changes.
   Repeat Step 4 for each Lessee.
5. Create a Lease or Sublease document:
   The Lease document is created by the Lessor.
   
   1. Navigate to Documents > Create Document > Lease.
   2. Complete the following fields on the Lease screen:
      Titles
      • Specify whether the Lease applies to Whole or Part of the title. If the extent is Part – Lease description, a description of the land affected will be required. This field is limited to 200 characters.
      • Is this a Sub-Lease of a Lease?: This field is automatically selected based on your Workspace role:
        • No – When creating the document in the role of Proprietor on Title or Incoming Proprietor.
        • Yes – When creating the document in the role of To deal with an Interest.
      
      Lessor Details
      This section auto-populates with:
      • The Proprietor(s) who are currently registered on title (Lease), or
      • The Lessor Details (Sublease)
      .
      
      Lessee Details
      This section is auto-populated with the represented Lessee's details you created on the Participants screen.
      
      Lease Details
      Summarise the terms of the Lease.
      • Lease Period: Enter the initial lease period in number of years, months, and days.
      • Rent details: Enter the details related to the rent. Terms of Payments and Rent Description are mandatory; for more information on these requirements, refer to Item 9 Rent on the NSW Land Registry website.
      • Option to Renew details: If there is an option to renew, then enter the renew period(s).
      • Option to Purchase details: Indicate if there is an 'Option to Purchase' for the lease.
   3. Save the Lease document.
   
   Note: Multiple Leases can be created in the same Workspace. If there is more than one Lease, then repeat Step 6 for each lease required.
6. Attach the Conditions and Provisions to the Lease/Sublease:
   A Conditions and Provisions attachment must be signed by both the landlord and the tenant. For information on Conditions and Provisions, see here.
   
   1. Navigate to Files > Upload Files.
   2. Upload the file:
      • Browse for the file.
      • Under Land Registry Attachment File, select Conditions and Provisions.
      • Complete the other fields as required.
      • Click Upload.
   3. Select Cog > Attach to attach the file to the Lease/Sublease.
   
   Note: In addition, the following files may also be attached to a Lease document:
   • Plan
   • Statutory Declaration
   • Supporting evidence 
7. View and sign the documents within the Lodgement Case.
   • The Lease must be signed by both the Lessor.
   • The Lodgement Instruction is signed by the lodging party.

Next steps:

For a standalone Lease/Sublease, when all documents within the lodgement case have been signed, the responsible party may submit the documents to the Land Registry for lodgement by selecting Submit for Lodgement.

If there is financial settlement, then both parties must sign the Financial Settlement Schedule. The Lease/Sublease  will be lodged together with all other documents in the lodgement case (including Transfer, if applicable) upon financial settlement.

Related Topics

• Transfer—Representing the Vendor (NSW)
• Transfer—Representing the Purchaser (NSW)
• Preparing Financial Settlement

Transfer Guidelines | Help Centre

Transfer Guidelines - Current as at July 2021

The Transfer Guidelines, developed in close consultation with all industry stakeholders, are published to assist Subscribers with what they should be doing, and when, in order to ensure the timely and successful completion of a PEXA settlement.

We have updated the Transfer Guidelines to incorporate the newly refined Financial Settlement Summary (FSS), which has now been rolled out nationwide, and the subsequent process changes associated with this deployment. Changes have been made to Sections 11-19 in line with the FSS, previously known as the ESS. It’s important to note that this latest iteration of the Transfer Guidelines is interim – we are undertaking a broader review of the guidelines to incorporate current member feedback and to best reflect the latest established processes within the industry.

The guidelines are:

• not intended to override existing obligations between parties to a transaction, such as those contained in the Contract of Sale.
• to be read sequentially therefore start at step 1 and work through the stages that are relevant to your role. 
• not intended to cover sub divisions.
• For any escalations relating to your transaction please contact the Financial Institution via their current settlement booking line. For members that are not Financial Institutions please use the Subscriber Search functionality in PEXA to obtain their contact details. 

NOTE: You can download a PDF of the Transfer Guidelines at the bottom of the article. A copy of the old Transfer Guidelines are also attached below, for the instances where the new Financial Settlement Summary doesn’t apply.

Transfers - Representing the Purchaser (all states) | Help Centre

Last updated: 13 September 2021
Jurisdiction: ALL
Additional Resources: Help Card

Overview

From lodging Land Registry documents to completing settlements electronically, PEXA is a fast, safe and efficient digital solution. This step-by-step guide shows you how to complete a transfer when you're representing a purchaser. 

On this page you'll learn how to:

• Create a new transfer workspace
• Review land titles online
• Confirm representation of a party
• Invite participants
• Create supporting jurisdictional documents
• View and sign documents and lodgement instructions
• Complete and sign the Financial Settlement Schedule (FSS)

Video

Watch the video below, to learn about completing a transfer with PEXA. The video guides you through the process of completing an electronic transfer in PEXA, when representing the purchaser. The video is applicable in VIC, NSW, QLD, WA & SA. 

Steps

Transfers - Representing the Vendor (all states) | Help Centre

Last updated: 13 September 2021
Jurisdiction: VIC
Additional Resources: Help Card

Overview

From lodging Land Registry documents to completing settlements electronically, PEXA is a fast, safe and efficient digital solution. This step-by-step guide shows you how to complete a transfer when you're representing a vendor. 

Note: A downloadable transfers help card is available to be downloaded at the bottom of this article - PEXA Transfers Help card. 

On this page you'll learn how to:

• Create a new transfer workspace
• Review land titles online
• Confirm representation of a party
• Invite participants
• Create supporting jurisdictional documents
• Complete and sign the Financial Settlement Schedule (FSS)

Video

Steps

Representing Multiple Parties - Video | Help Centre

Representing both a vendor and a purchaser in a transfer transaction in a single PEXA workspace?

Simply follow the steps outlined in the video and below to add the additional role, either Proprietor on Title or Incoming Proprietor. You can then switch between these roles to successfully complete the tasks assigned in the workspace. 

View Roles Assigned to a Workspace

Your Role assigned to a particular Workspace is displayed under Workspace Settings in the left navigation panel of your Workspace.

Edit Roles Assigned to a Workspace

Important: In R11.0.0, we're going to remove the Actions Cog button from the Participants and Documents screen. This affects the navigation path to select action items on these screens. We will update the help articles soon to reflect these changes.

You can change or add a Role from the Workspace Settings screen. 

1. Select Workspace Settings from the left navigation.
2. From the Role Settings section, select Edit.
   
3. Choose your new Role from the Role drop down list.
4. Select Add Role.
5. From the Actions cog menu, determine if this Role will be your Default role.

Result: Your new Role will display in the Role Settings section of the Workspace Settings screen. If this role is your default role, it will display under Workspace Settings in the left navigation panel.

Changing an incorrect role

If you have been assigned an incorrect role in a Workspace, follow the above steps to add the correct role. Then remove the incorrect role using Actions and then Remove.  

Related party Transfers (VIC) | Help Centre

This article presumes a general understanding of PEXA Workspaces, roles, and how to navigate in PEXA. If you do not have this background knowledge, we recommend you step through the PEXA Certified content available in the Community Transacting in PEXA.

This article will give you a general overview of how to complete a part-tenancy transfer in VIC. A part-tenancy transfer occurs when there are two or more proprietors on title and one proprietor is being taken off the title and at least one remaining on title. A common example of this, is the family law scenario, where both husband and wife are proprietors of a property and one party is transferring their interest to the other, pursuant to a property settlement.
Please note, you should contact your Land Registry and Office of State Revenue for questions around specific scenarios.

Scenario 1:

Margaret and Maxwell Black are Joint Tenants of 271 Ocean View Lane, Lorne.

A condition of their family law property settlement is that Maxwell transfers his interest in the property to Margaret. Margaret and Maxwell have authorised you to represent both of them in this transaction.

Steps:

1. Create the Workspace in the role of Proprietor on Title and include a settlement date and time.
   

   IMPORTANT NOTE: Even in scenarios where there is no monetary consideration, there still needs to be a financial settlement in PEXA for a related party transfer to account for Lodgement Fees, PEXA Fees, Duty and any other items, like your professional fees.

2. Check the Land Titles screen to ensure you have entered in the correct land title reference.
3. On the Participants screen confirm you represent both Margaret and Maxwell.
   1. From the Actions column, select Edit Party next to the party you represent.
   2. Complete the party details.
   3. Save the changes.
4. If you are not representing both parties, invite the other Representative into the Workspace as the Proprietor on Title by clicking on the Invite Participant button. Sending or Accepting Invitations.
   
   
5. If there is a mortgage registered on title, you may need to invite the Mortgagee on Title into the Workspace. Follow the same steps as above.
6. If Margaret is signing a new mortgage, you will need to invite the Incoming Mortgagee (Bank who is providing the funds) into the Workspace as the Incoming Mortgagee. Follow the steps as above.
7. On the Documents screen create the Transfer document. Select Create Document > Transfer.
   
   When you get to the Tenancy Details, select which party is remaining on title as the sole Proprietor.
   
8. Check the following:
   • Consideration Type: Select monetary or non-monetary as applicable to your matter. 
   • Transaction Information – confirm the parties are related or associated at the date of the Transfer and then enter in the Market Value (mandatory) and Valuer details.
   • Complete the remaining details and select Save.
     
9. On the Documents screen, edit the Notice of Acquisition by selecting Edit from the Actions column. Complete the outstanding details.
   
10. If you represent the party remaining on title, complete your Stamp Duty Assessment.
    

    NOTE: if the title is unencumbered, you may need to create a Nomination Document if you are in control of the duplicate Certificate of Title. To do this, navigate to the Documents screen and select Create Document > Nomination.Create a Nomination VIC
    .
    If there is a Mortgagee on Title, they will complete this step.

11. If you are the Responsible Subscriber (also known as the Lodging Party), edit the Lodgement Instructions and complete any outstanding details. Select Save.
12. Once your documents have gone through Lodgement Verification the PEXA Fee, Land Registry Lodgement Fee and Stamp Duty (if any) will populate as Destination line items in the Financial Settlement Schedule.
    

    NOTE: you will only be charged one PEXA Fee if you are representing both parties in the Workspace.

    
13. Complete the Financial Settlement Schedule Preparing the Financial Settlement Schedule, sign off on all documents and the Financial Settlement Schedule in the usual manner Signing in PEXA.
    

    NOTE: If you are representing an additional party who is being added as a new Proprietor, you will need to create them in an additional role of Incoming Proprietor. To do this go to Workspace Settings >Edit Role Settings and add in the role of Incoming Proprietor.

For more information on acting in multiple roles, see the following Community articles:

Instructions on representing multiple roles in PEXA

Video on how to represent multiple roles in PEXA

Please note, you should contact your Land Registry and Office of State Revenue for questions around specific scenarios.

Related Party Transfers (WA) | Help Centre

Last updated: 11 September 2019
Jurisdiction: WA

Overview

This article presumes a general understanding of PEXA Workspaces, roles, and how to navigate in PEXA. If you do not have this background knowledge, we recommend you step through the PEXA Certified content available in the Community Transacting in PEXA

This article will give you a general overview of how to complete a transfer when there are two or more proprietors on title and one proprietor is being taken off the title and at least one remaining on title. A common example of this, is the family law scenario, where both husband and wife are proprietors of a property and one party is transferring their interest to the other pursuant to a property settlement.

Please note, you should contact your Land Registry and Office of State Revenue for questions around specific scenarios.

For more information on the scope of eligible documents for paperless conveyancing in WA, see this document.

Steps

Scenario 1:

Margaret and Maxwell Black are Joint Tenants of 271 Ocean View Lane, Broome WA.

A condition of their family law property settlement is that Maxwell transfers his interest in the property to Margaret. Margaret and Maxwell have authorised you to represent both of them in this transaction.

Steps:

The following steps are for the above scenario.

1. Create the Workspace with the following settings:
   • Representative Role: Proprietor on Title.
   • Financial Settlement required?: Yes.

     IMPORTANT: Even in scenarios where there is no monetary consideration, there still needs to be a financial settlement in PEXA for a related party transfer to account for Lodgement Fees, PEXA Fees, Duty and any other items, like your professional fees.

   • Will this transaction involve a Transfer?: Yes.
2. Review the Land Titles screen:
   • Ensure you have entered in the correct land title reference.
   • Ensure the tenancy type is correct.
3. Invite and/or represent the parties in the Workspace:
   1. Navigate to the Participants screen.
   2. Do any of the below that is applicable to you: 
      
      If you represent the Proprietor on Title:
      • From the Actions column, select Edit Party next to the Proprietor on Title whom you represent.
      • Leave I represent this party selected.
      • Complete the party details.
      • Save the changes.
        Repeat these steps for all parties you represent.
      
      If you do not represent the Proprietor on Title:
      • Click Invite Participant and invite the other participant in the role of Proprietor on Title.
      • Click Send Invitations to invite them into the Workspace.
      • Wait for the other participant to:
        • Accept the invitation via Invitations.
        • Represent the Proprietor on Title.
      
      If you are representing Margaret (the Proprietor remaining on title):
      • Add a new Workspace role:
        • Navigate to Workspace Settings >Role Settings > Edit.
        • From the drop-down list, select Incoming Proprietor and then click Add Role.
        • Save the changes.
          Your role in the Workspace is now Incoming Proprietor.
      • Add Margaret in an Incoming Proprietor to the Workspace:
        • In the role of Incoming Proprietor, navigate to Participants > Create Party.
        • Under Representation, select I represent this party.
        • Add in the details of the party remaining on title.
        • Save the changes.
      
      If there is a mortgage registered on title:
      • Click Invite Participant and invite the other participant (bank who holds the mortgage) in the role of Mortgagee on Title.
      • Click Send Invitations to invite them into the Workspace.
      • Wait for the other participant to accept the invitation via Invitations.
      
      If Margaret is signing a new mortgage:
      • Click Invite Participant and invite the other participant (bank who is providing the funds) in the role of Incoming Mortgagee.
      • Click Send Invitations to invite them into the Workspace.
      • Wait for the other participant to accept the invitation via Invitations.
      
      For more information on acting in multiple roles, see the following Community articles:
      • Instructions on representing multiple roles in PEXA
      • Video on how to represent multiple roles in PEXA
4. Create the Transfer document:
   1. Navigate to Documents > Create Documents > Transfer.
   2. Complete the following details on the Transfer screen:
      • Consideration Type: Ensure you select the correct Consideration Type (monetary or non-monetary).
      • Transaction Information: Confirm the parties are related or associated at the date of the Transfer and then enter in the Market Value (mandatory) and Valuer Details as applicable.
      • Complete the remaining details and click Save.
5. Complete your stamp duty in PEXA.
   • Stamp/Transfer duty must be eligible for self-assessment in the online duties system in order for the transfer to settle electronically. Check with your State Revenue Office for eligibility criteria.
   • Once your documents have gone through Lodgement Verification the PEXA Fees, (one for each role) and Land Registry Lodgement Fees will populate as Destination line items in the Financial Settlement Schedule.
   
   Note: In WA, if the title is unencumbered and your hold a paper title, edit the lodgement instructions and complete the Duplicate Holding Details.
6. Complete the Financial Settlement Schedule:
   1. Prepare the Financial Settlement Schedule and enter the relevant source and destination funds.
   2. Sign off on all documents in the usual manner.
      If you represent both parties, then you'll need to switch roles and sign the Documents and Financial Settlement in both roles.

Results:

You have created and lodged a Related Party Transfer for Margaret and Maxwell Black.

Related topics

• Transfer Help Articles

Part Tenancy Transfers (VIC) | Help Centre

Overview

Last updated: 18 September 2019
Jurisdiction: VIC
Additional Resources: Help Card

If there is a change in ownership on a property where at least one of the Proprietors on Title remain on title, you can lodge a Part Tenancy Transfer. These steps can also be used for a Wills and Estates matter where the Administrator or Executor is also the beneficiary and therefore will remain on title. 

Video

Example:
Bob and Andrew are joint tenants to a property and Bob has agreed to transfer his share to Andrew. Bob and Andrew lodge a Part Tenancy Transfer together to remove Bob’s name from the lease and transfer Bob’s portion of the tenancy to Andrew.

Steps

1. Create a Workspace with the following settings:
   • Representative Role: Proprietor on Title.
   • Financial Settlement required?: Yes
     Your workspace MUST contain a financial settlement date/time, even if it is a non-monetary transfer. 
   • Will this transaction involve a Transfer?: Yes

   Complete the other fields as required.

2. Represent all Proprietors on Title to the Workspace:
• Navigate to Participants
• From the Actions column, select Edit Party next to the vendor you represent. 
• Enter the necessary details and click Save.
3. If required, invite in other relevant parties. For example the Mortgagee on Title (if applicable).
4. Create the Transfer.
• Navigate to Document > Create Document > Transfer:

  All Proprietors on Title are listed as Transferors on the Transferor Details panel.

• On the Tenancy Details panel, select the Tenancy type and the Proprietor on Title that will remain on title.
• Complete the Transfer and then Save the changes.
• Edit the Notice of Acquisition and complete the outstanding details and Save.
5. Complete Stamp Duty Assessment via Duties on Line
6. If you are in possession of the certificate of title, you will need to create and lodge a Nomination. If there is a Mortgagee on Title, ensure you have invited them into the Workspace. This is completed via the Participants screen.
7. Edit Lodgement Instructions and Sign all Documents.
8. Navigate to the Financial Settlement Schedule and complete the Source and Destination line items as applicable.

Related Topics

• Transfer Help Centre Articles

Transfer by Third Party (VIC) | Help Centre

Last updated: 05 September 2019
Jurisdiction: VIC
Additional Resources: Help Card

Overview

A Transfer by Third Party (also known as a Transfer by Mortgagee) is a Transfer document type where the Registered Proprietor is not a party to the Transfer. Currently, this document type is limited to parties exercising their power of sale under the interest types of Mortgage or Annuity Charge.

Note: If you are acting for the Incoming Proprietor, then follow the steps in the Transfer Help Card for Representing the Incoming Proprietor.

To process a Transfer by Third Party, you are required to complete the following:

• Notice of Acquisition
• Stamp Duty verification
• Financial settlement

Note: A new role of To deal with an Interest has been created to allow subscribers to participate in PEXA where they are representing a party that is an interest of an Annuity Charge.

Steps

1. Create a Workspace with a financial settlement with the role of either:
   • Mortgagee on Title—when the power of sale interest is a Mortgage, or
   • To deal with an Interest—when the power of sale interest is an Annuity Charge.
2. Review the Land Title.
3. Invite and represent Parties in the Workspace.
   Note: All parties in the Workspace must be represented. If you don't represent a party, then invite the party's representative into the Workspace.
4. Create a Transfer by Third Party document:
   1. Navigate to Documents > Create Document > Transfer by Third Party.
   2. Complete the following fields on the Transfer by Third Party screen: 
      • Title
        Check that the Title is correct.
        
        
      • Under what interest is the Third Party exercising their power of sale?
        Select the Mortgage or Annuity Charge in which the Interest Holder is exercising power of sale.
        
        
      • Tenancy Details
        Select the Tenancy Type and Party.
        The Incoming Proprietor party(s) are populated as the Transferee. 
        
        
      • Gross Consideration Type
        Select a Consideration type and fill in the subsequent fields.
        
        
        
   3. Complete all other fields as required.
   4. Save the document.
5. If you hold a duplicate certificate of title, prepare the Nomination now, otherwise skip this step:
   • On the Document screen select Create Document>Nomination
   • Complete the details and select Save. 
   • View, Sign and Submit in the usual manner. 

   Note: If the title is an eCT and you are named as the CT Controller, no Nomination is required.

   Note: If a third party (e.g. a bank) holds the duplicate Certificate of Title or is named as the CT Controller of an eCT, you will need to invite them into the Workspace to prepare the Nomination.

6. Sign the documents.
7. Complete and sign the Financial Settlement Schedule.

Related Topics

• Transfer of Interest—Mortgage or Annuity Charge (VIC)
• Create a Nomination - (VIC)
• Transfer Help Centre Articles

Transmission Direct to Beneficiary (NSW) | Help Centre

Last updated: 11 October 2021
Jurisdiction: NSW
Additional Resources: Help Card

Overview

Jurisdiction: NSW

Additional Resources: Help Card

You can now lodge a Transmission Direct to Beneficiary in PEXA. A Transmission Direct to Beneficiary allows for a title to be directly transferred to a nominated beneficiary (without a Legal Representative Executor first obtaining ownership of the title).

In this instance, when a Sole Proprietor, a Tenant in Common, or all parties in a Joint Tenancy are deceased, and a beneficiary is nominated, you can lodge a Transmission Direct to Beneficiary to transfer ownership of the title from the deceased directly to the beneficiary. This is different from a Transmission Application where the title is first transmitted to a Legal Representative Executor before being transferred to a beneficiary.

The following information is required when lodging a Transmission Direct to Beneficiary:

• Grantee Details (Executor, Executor by Representation, Administrator, or Trustee)
• Details of Death
• Evidence Details
• Notice of Sale
• Stamp Duty
• Written permission from the Grantee
• Financial Settlement

Steps

1. Create the Workspace with the following settings:
   • Jurisdiction: NSW
   • Transaction Type: Transmission Direct to Beneficiary
   • Representative Role: Incoming Proprietor.
   • Financial Settlement required?: Yes
   • Will this transaction involve a Transfer?:
     • For a standalone application, select No
     • For an application lodged with a Transfer in the same Workspace, select Yes

     Complete the other fields as required.

2. Review the Land Title.
3. Create the Beneficiary Party:
   1. Navigate to the Participants screen and then click Create Party.
   2. For Party Capacity to be recorded on Title, select one of the following options:
      • Beneficiary
      • Devisee
      • Next of Kin
        
        
        
   3. Complete the rest of the form as per normal.
4. Register the Proprietor(s) on Title as deceased:
   
   1. On the Participant screen, Edit Party next to the party to be registered as deceased.
   2. For Representation, select The Proprietor is Deceased.
      
   3. Add Details of Death:
      1. Click Add Details of Death.
      2. Enter the Date of death.
      3. Click Confirm.
         
   4. Complete the rest of the form as per normal and then Save the changes.
5. Create a Transmission Direct to Beneficiary document:
   1. Navigate to Documents > Create Document > Transmission Direct to Beneficiary.
      By default, the Applicant Details are pre-populated with the party you created in step 3.
   2. For Tenancy, select the deceased tenant. Ensure that Details of Death has been added against the selected tenant.
   3. Under Applicants, select the beneficiary and the desired tenancy structure.
      
   4. Under Grantee Details, enter the name and party capacity.
      
   5. Confirm that "Written consent to this Application has been obtained from the executor of the will/administrator of the estate/trustee of the estate of the deceased registered proprietor" by selecting Yes.
   6. Add Evidence Details:
      1. Select the Evidence Type.
      2. Enter the reference number and date.
      3. Click Add Evidence to add additional evidence if required.
         
   7. Save the document.
6. Edit the Notice of Sale:
   1. On the Documents screen, select Edit from the Actions column next to Notice of Sale.
   2. Complete the fields and then Save the changes.
      The document status for Notice of Sale should now be Prepared.
7. Enter Stamp Duty information:
   1. On the Stamp Duty screen, click Enter Duty Information.
   2. Type in the DAN reference number in the OSR reference number field and then Save the changes.
      The stamp duty is automatically verified, and the stamp duty verification result should return as Successful.
8. Edit the Lodgement Instructions:
   1. On the Documents screen, Edit next to Lodgement Instructions.
   2. Edit the fields and then Save the changes.
9. Sign the Documents
   1. From the Actions column select Sign, ensure the Lodgement Instructions, Transmission Direct to Beneficiary is successfully signed.
10. Complete the Financial Settlement Schedule:
    1. Navigate to the Settlement screen.
    2. Click the Adjustments & Payments tab to add in your Destination and Source line items.
    3. For Source Funds, ensure you verify and authorise the funds.
    4. Sign the Financial Settlement Schedule and all Documents.
       Note: Your Settlement Schedule must be balanced and your Workspace in a status of Ready for settlement to commence.

Related Topics

• Transmission Application (NSW)
• Transmission Application (SA)
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Preparing the Financial Settlement Schedule

Last updated: 12 October 2020
Jurisdiction: ALL, except where noted

PEXA’s Financial Settlement Schedule (FSS) is a collaborative tool that contains electronic financial transaction directions for all source and destination line items. All payments are disbursed automatically at settlement, so you’ll no longer spend time waiting for cheques to clear.

On this page, you’ll learn how to:

• Enter the Balance due to Vendor amount.
• Enter destination and source line items.
• Enter extra details.
• Add shortfall or surplus amount.
• Verify and authorise the source funds.
• Sign the Financial Settlement Schedule (FSS).
• Access extra financial settlement options.
• Understand the settlement process.

Preparing the Financial Settlement Schedule

The Financial Settlement Schedule (FSS) is completed by each participant prior to finalising a transfer in PEXA. The FSS should be completed once the following has occurred:

• Relevant documents have been prepared; and
• All financial adjustments have been agreed between the parties.

Entering the Balance due to Vendor amount

Note: This section is relevant to users who have access to the Enhanced Settlement Summary (currently SA subscribers)

The Balance due to Vendor* is an agreed amount (between the Proprietor on Title and Incoming Proprietor) that the vendor will receive from the purchaser. This is calculated by purchase price, minus deposit paid, plus/minus net adjustments. The Balance due to Vendor amount is mandatory in the Workspace and the responsibility to enter and agree on this amount is shared between the Proprietor on Title and Incoming Proprietor.

Either the Proprietor on Title or Incoming Proprietor can enter this amount in the FSS. After one participant enters this amount, the other participant (for example, the Proprietor on Title if the Incoming Proprietor entered this amount, or vice versa) can agree to this amount (either via a confirmation dialog, or by signing the FSS).

*This terminology varies based on your jurisdiction:

• NSW—Amount due on Settlement
• VIC—Balance due to Vendor
• QLD—Balance due to Vendor
• SA—Balance due to Vendor by Purchaser
• WA—Balance due to effect Settlement
• ACT—Amount due to Seller

Entering line items

The Incoming Proprietor and Proprietor on Title are required to enter their destination and source line items. 

1. Click Settlement from the left-hand menu to go to the Financial Settlement Schedule screen.
   By default, the Settlement Summary tab displays, showing an itemised view of funds for both the incoming and outgoing parties.
2. Enter your financial line items:
   1. Select Sources > Add Source to enter source line items.
   2. Select Destination > Add Destination or Payments and Adjustments > Add Destination to enter destination line items or add adjustments.

The following table explains the field options that can be selected when creating Line Items in the financial Settlement Schedule.

• Land Registry fees are automatically added as a Line Item in the Destination Funds. These are collected by PEXA on behalf of the Land Registry and then passed on to the Land Registry.
• Each participant is charged a PEXA fee which will automatically be entered as Line Items in the Destination Tab.
• Unpaid Stamp Duty is automatically entered as a Line Item in the Destination Tab.
• On Saving you will be taken back to the Sources or Destination tab in the Financial Settlement Schedule. Notice that the financial Line Item is now displayed. You can edit or remove a Line Item at any time before settlement.
• Editing or removing a Line Item will cause the FSS to become Unsigned (if it had previously been Signed). In this case, communicate via PEXA Conversations ASAP.  PEXA will also send an email notification that the FSS has been Unsigned.

Underlying Account Details (source funds) and Final Account Details (destination funds)

These optional fields are relevant for practitioners representing financial institutions. Both are for informational purposes only and provide ability to include details which will appear on settlement reports.

This information does not drive any functionality in PEXA. It will appear in the financial Line Item details.

Underlying Account Details (optional field): For example, the source Financial Institution is providing loan funds and they want to record the actual loan account that the funds are coming from. 

Final Account Details (optional field): For example, where a Financial Institution or practitioner is disbursing all funds to a single account they can then enter a ‘final’ account which shows the actual account that funds are to be disbursed to after settlement; (this would be a manual movement external to PEXA). 

Adding the shortfall or vendor surplus

Note: This section is relevant to users who have access to the Enhanced Settlement Summary (currently SA subscribers)

Depending on who is assigned responsibility for handling the shortfall or the surplus amount, the buttons available on this screen will vary according to the participant’s Workspace role.

Adding the shortfall amount

1. Specify client authority to provide shortfall.
   The Incoming Mortgagee specifies (via the Transfer Indicators panel) who has authority to draw the shortfall amount from the Incoming Proprietor’s account.
   • Yes: The Incoming Mortgagee holds client authority
   • No: The Incoming Mortgagee does not hold client authority
     
     In addition, the Incoming Mortgagee can optionally enter the last four digits of the account that the shortfall will be drawn from.
2. Complete the purchaser line items.
   The Incoming Proprietor completes the purchaser line items in one of two ways:
   
   • Yes: The Incoming Mortgagee holds client authority
     Where the Incoming Mortgagee is handling shortfall, the Incoming Proprietor clicks Ready for shortfall to indicate they have finalised their line items. This notifies the Incoming Mortgagee that they may now add or update the shortfall amount in their source line items.
   • No: The Incoming Mortgagee does not hold client authority
     Where the Incoming Mortgagee is not handling shortfall, the Incoming Proprietor clicks the Mark as complete button to indicate they have completed their line items. This then enables the Ready for shortfall button, which allows them to view or add the shortfall amount in their source line item.
     
     
3. Add or update the shortfall amount.
   The participant who is assigned to handle the shortfall clicks the Add as shortfall button where they’ll then be directed to the Add/Edit Source line item entry screen. From there, they can view or edit the pre-populated shortfall amount (which is based on the new calculations built by PEXA).

Adding the vendor surplus amount

1. Assign vendor surplus responsibility.
   Either the Proprietor on Title or Mortgagee on Title specifies (via the Transfer Indicators panel) who is responsible for directing the vendor surplus.
2. Complete the vendor line items.
   The Proprietor on Title completes the vendor line items only if the Mortgagee on Title is responsible for directing the vendor surplus.
   
   In this scenario, the Proprietor on Title must click Ready for surplus to indicate they have completed their line items. This notifies the Mortgagee on Title that they may now add or update the surplus amount.
3. Add or update the vendor surplus amount.
   The participant who is directing the vendor surplus (Proprietor on Title or Mortgagee on Title) clicks the Add as vendor surplus button where they’ll be directed to the Add/Edit Destination line item entry screen. From there, they can view or edit the pr-populated the surplus amount (which is based on the new calculations built by PEXA).

Continue to the next article to find out about Verifying and Authorising Source Funds. 

Completing the Getting Started with PEXA program? See whats next.

Now that you'know how the Financial Settlement Schedule operates, learn about how you can verify and authorise funds for settlement in the article Verifying and Authorising Source Funds.

Verify and Authorise Source Funds

On this page, you’ll learn how to:

• Verify and authorise the source funds.

For source funds, where a trust account is used, you need to Verify that the funds are in the trust account and will be in the trust account at settlement. A Payment Authoriser must Authorise PEXA to instruct the Financial Institution to draw these funds from the trust account at settlement. This must be done before you Sign the Financial Settlement Schedule.

To do this:

1. Select Verify Funds from the Actions cog for that Line Item.
2. Once Verified, select Authorise Funds to Authorise PEXA to send instructions to your Financial Institution to withdraw funds from the trust account.
   

   
   Note: Authorise Funds will bring up the Signing screen so it may be best to Authorise at the end of the process, when you are also signing the Financial Settlement Schedule, if you have permissions to both Authorise and Sign the FSS. 
   Note: The source Line Item status will not move to Ready status unless funds have been Verified and Authorised.

Signing the Financial Settlement Schedule (FSS)

To Sign the FSS:

1. Select Sign from the Actions cog as shown below.
   
2. You will notice in the example screen above that the Status is In Preparation. This suggests that the other participant to the transfer may need to complete their entries or they have not Signed yet.
3. Remember that any changes made to the FSS by another participant may automatically Unsign it and you will need to re-Sign. For example any Third Party Beneficiary Line Items entered by the other participant will Unsign the FSS as this type of Line Item needs to be viewed and signed by both the Vendor and Purchasers’ Representatives.

Financial Settlement Options

There are a number of additional settlement functions you can perform in PEXA. These are available in the Financial Settlement Schedule. The following describes each of the options. 

Maintain Settlement Values

This selection is optional and used for informational purposes only. Practitioners can enter information such as deposit amounts and the total adjustment amount. 

Mantain Settlement Date

You can accept or propose a new settlement date and time here. If the settlement date changes, the FSS will automatically Unsign and a notification email will be sent to alert all participants in the Workspace that a change has been made and that they need to review the change before re-Signing it.

A change in the settlement time will not Unsign the Settlement Schedule.

Override Lodgement

You can elect to override lodgement to ensure that the financial settlement of the Workspace would proceed in the event that PEXA cannot establish or maintain communications with the Land Registry.
If all source providing Subscribers have selected this option, settlement will continue meaning that funds will be exchanged and disbursements will occur.
PEXA will continue to retry lodgement.

Activity Identified in Title Activity Check (TAC)

When activity has occurred on the Title and identified at the final Title Activity Check (TAC) 1-hour prior to settlement, the incoming participants must re-enter the Workspace to provide their agreement to proceed with settlement.

Workspace Summary Screen

At this point, both the Workspace Status and the Financial Settlement Status should be at Ready and settlement will proceed at the settlement time and date as planned. 

Note:If the Workspace Summary shows a Prepared or In Preparation status, then you will need to troubleshoot and amend the problem to move the Workspace to ‘Ready’. Amendments may result in Unsigning of documents or the FSS therefore you may need to re-Sign them. 

Completing the Getting Started with PEXA program? See whats next.

Now that you've mastered completing a transfer electronically, learn about how you can complete linked settlements electronically by reading the article Linked Financial Settlement.

What happens at Settlement?

What happens at Settlement?

In order to complete financial settlement, PEXA electronically sends instructions, to payment integrated Financial Institutions involved in the transaction, as well as the RBA. As the funds are exchanged, confirmations are sent back to PEXA, which are then reflected in the Workspace Summary. The following provides an outline of the settlement process and the information provided in the Workspace Summary.

• Workspace must be in READY/READY status before settlement time.
• All documents must be Signed.
• Financial Settlement Schedule must be signed and balanced.

• At settlement time, the following happens:
  • The Workspace locks.
  • The Financial Settlement Status moves to Settling.
  • If a trust account is involved, a Source Funding instruction is sent to the bank.
  • Once Source Funding is complete, Reservation is sent to the RBA (runs every 2 minutes).

• Once an RBA Reservation is received:
  • Lodgement Request is sent to the Land Registry.
  • Lodgement status moves to Lodging.

• Once Lodgement is complete, the Lodgement status moves to Lodged.
  Note: The Land Registry will commence reviewing documents.

• Once Lodgement status is Lodged, Settlement Response is sent to the RBA (runs every 2 minutes).

• The RBA will send a response once the Settlement Request has been processed.
• When the Settlement Response has been received Financial Settlement status will move to Settled - at this point Financial Settlement has been successfully and irrevocably completed.

• Once Settlement at RBA is complete, disbursement will commence, Financial Settlement status moves to Disbursing. Disbursement batch runs every 10 minutes.

• When the Land Registry has completed reviewing the documents and has provided a final status for the documents (e.g. registered or rejected) the Lodgement status will move to Completed.
• When all banks involved in settlement have returned Disbursement responses, the Financial Settlement status will move to Disbursed.

Completing the Getting Started with PEXA program? See whats next.

Now that you've mastered completing a transfer electronically, learn about how you can complete linked settlements electronically by reading the article Linked Financial Settlement.

Completing a Simultaneous Settlement | Help Centre

Last updated: 5 September 2019
Jurisdiction: ALL
Additional Resources: Help Card

Overview

Simultaneous Settlement is available in PEXA and allows up to 10 PEXA Workspaces to be linked so that settlement of each Workspace occurs at the same date and time. Financial settlement for all Workspaces involved in a Simultaneous Settlement must take place at the same time on the same day. If one Workspace is unable to settle, all Workspaces in the chain will be unable to settle. Simultaneous Settlement is used on occasions when assurance is required that all settlements in a chain are successfully completed at the same time.

Interactive tutorial

See the interactive simulation below or follow the instructions to create your own. 

Click "I'd like to try it myself"! Or to launch the tutorial in a new screen, click here.  

Note: You may link two Workspaces without any funds flow. This allows you to simultaneously settle two Workspaces at the same time without the need to move funds between them.

Workspace 1: Preceding

The Proprietors on Title are selling their property and using these funds in the purchase of their new property.

Workspace 2: Trailing

The Incoming Proprietors (Purchasers) are using money from the sale of their property to help fund the purchase of their new property. 

The link can be created in either Workspace. Once either one of these are created, a link request is sent to link the selected Workspaces. Upon acceptance within the Workspace to be linked, PEXA automatically creates a linked Line Item in the Financial Settlement Schedule.  

Note: Calculations (i.e. the amount of funds that are required from the preceding Workspace to fund the Trailing Workspace), is completed outside of PEXA.

Steps

Prerequisite:

• At least two Workspaces must be created. 

Complete the financial settlement schedule - destinations

To create a linked destination Line Item in PEXA, complete the steps below in the Preceding Workspace:

1. Navigate to the Destination tab in the Financial Settlement Schedule for the selected Workspace.
2. Click Add Destination.
3. In the Category field select Linked Financial Settlement.
4. In the Linked Settlement Type field select Simultaneous.
5. Click Select Trailing Workspace.
   
   
6. Select the relevant Workspace for linked Financial Settlement Schedule screen.
   (You can search for the Workspace using the Subscriber Reference or Party Name)

   Note: A message is displayed if the Settlement date and time is not aligned for the relevant settlements. The link can be saved, but please ensure that the settlement date and time is updated to align.
   

7. Determine if there is a financial transfer between the Workspaces.
   If there are funds being transferred, then type in the amount for the destination linked account (this is the amount that will be linked to the Trailing account and used as Source Funds).
   
   

    

   If there is no funds being transferred, then select the check box to link Workspaces for simultaneous settlement without funds flow.
   
   

Accepting a linked financial settlement in the trailing Workspace

To view all details pertaining to a Workspace with linked Financial Settlement:

1. Navigate to the linked Workspace. You will notice an outstanding task to Accept or Decline Link Request in the Workspace Summary.
2. Click Accept or Decline Link Request.
   The following screen displays all details for the linked Financial Settlement Workspaces. 
   
3. The associated Workspaces are displayed according to their relationship to the current Workspace that you are in. Details for each linked Financial Settlement includes your Subscriber reference for the Workspace and the Workspace status.
4. All new link requests are displayed on this screen and you can choose to Accept or Decline. Click Accept.
   If you Accept the request: A Source Financial Line item will be added to the Financial Settlement schedule and will Unsign any previous Signings.
   Note: Your Workspace will no longer be ready to proceed with Financial Settlement. 
   If you Decline the request: Provide a reason for it in the space provided and click Confirm.
   Note: The Linked Financial Line will be removed from the proceeding Workspace. A notification will be sent to the subscribers in the preceding Workspace with the reason.
5. Navigate to the Sources tab. You will notice that the Source funds have now been populated, based on the link set up in the preceding Workspace.
   
   Note: All Workspaces involved in a Linked Financial Settlement must be at a READY -READY status for settlement to commence for the first Workspace. You can see the status of each Workspace in the link on this screen.  
6. If Settlement Date and Time are not aligned correctly, you will not move in to READY status until this has been addressed. A task appears in the Workspace Summary to remind you. 
   

Additional Articles

How to stop a financial settlement?

Key points for linked settlements

PEXA v Paper Transfers - Representing the Vendor

Learning a new skill can sometimes take a little work, but once you’ve mastered the art of e-conveyancing you’ll never look back. Completing transactions online through PEXA will help increase efficiency within your business and reduce the risk of errors that could delay settlement.

Here you’ll learn what to expect when completing a transfer electronically as a vendor’s representative. 

Learn what to expect when transacting electronically in each jurisdiction by clicking on the links below.

• Victoria
• QLD
• WA

Completing the Getting Started with PEXA program? See whats next.

Now you know all about completing an electronic transfer when representing the vendor, learn about what you will experience when you're completing a transfer representing the purchaser, view the article Transacting in PEXA - Representing the Purchaser.

PEXA v Paper Transfers - Representing the Purchaser

By completing conveyancing transactions online, you can increase efficiencies, improve your clients’ purchasing experience and reduce the risk of errors which could delay settlement.

Here you’ll learn what to expect when completing a transfer electronically as a purchaser’s representative. 

Learn what to expect when transacting electronically in each jurisdiction, by clicking on the links below:

• Victoria
• QLD
• WA

Completing the Getting Started with PEXA program? See whats next.

Now that you understand how electronic transfers compare to manual transfers, take a look at the article Preparing the Financial Settlement Schedule.

Transacting in PEXA Checkpoint

Now that you’ve learned how to lodge Land Registry documents and complete financial settlement in PEXA, finish the learning checkpoint to earn your Transacting in PEXA badge. Not yet a member of the Community? Register and login to the Community to receive your badge.