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When FMS is already a Participant in the workspace acting for the Incoming Mortgagee, and can see the Transfer and Form 24 are already sitting there prepared in PEXA, why does FMS then also require a paper TOL be prepared and sent to them before verifying?     It has lead to the absurd outcomes where I am having a conversation with FMS in PEXA about why they haven't accepted the settlement time, and they answer "because we're waiting for the TOL".           ... View more

The details required for this form 20 will be input by the Incoming Proprietor's solicitor when creating the Transfer and the form will appear as a second page when viewing the rendered Transfer.   Why then does it show up as also being certified and signed by the seller's solicitor on behalf of the buyer? ... View more